Rent-to-Own Furniture in Jackson, Mississippi
Welcome to FindMyRTO.com, your resource for finding rent to own furniture and other essential household items in Jackson, Mississippi! If you’re looking to furnish your home with new living room sets, upgrade your kitchen appliances, or get the latest electronics without a large upfront investment, then rent-to-own might be the perfect solution. The rent-to-own model allows you to acquire items like sofas, refrigerators, or TVs today by making manageable periodic payments – typically weekly, bi-weekly, or monthly – and eventually own them.
One of the biggest advantages of RTO is its payment flexibility and accessibility. Many rent-to-own stores offer approval processes that consider various factors beyond just traditional credit scores, making them an option for individuals with less-than-perfect credit histories. Plus, RTO often includes convenient services like delivery, setup, and even ongoing service and repairs during the rental agreement. This page provides details on 2 rent-to-own store(s) serving the Jackson area, including well-known providers like Bestway Rent To Own, Jackson, Rent-A-Center, Jackson. Explore the store listings below to compare available products, payment plans, and contact information, and be sure to check specific store policies for complete details.
Rent-to-Own Stores in Jackson
Browse details for 2 store(s) serving the Jackson, Mississippi area:
Bestway Rent To Own, Jackson
305 W Woodrow Wilson Ave, Jackson, Mississippi 39213 (Map)
+1 601-353-7225Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-5PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ❌ No |
| Delivery & Setup Policy | ❌ No |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ❌ No |
107 Google Reviews
Rent-A-Center, Jackson
915 Bobby Rush Blvd, Jackson, Mississippi 39209 (Map)
+1 601-354-1188Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
77 Google Reviews
Rent To Own Furniture Options in Jackson - No Credit Check
A major appeal of rent-to-own furniture is its accessibility. While requirements vary from store to store, many rent-to-own businesses in Jackson offer approval processes that look beyond just traditional credit scores. Often, approval depends more on factors like providing proof of income and demonstrating stable residency. In some cases, a credit check may not even be carried out.
Based on available information, stores such as Rent-A-Center, Jackson listed on this page are known to offer these types of flexible approval paths in the Jackson area. This approach can make acquiring necessary household items feasible for individuals who are building credit, have faced past credit challenges, or simply prefer not to use traditional credit lines.
It’s important to remember that specific requirements always apply, such as providing identification, income verification, and references. Contact the stores directly or check their detailed listings on our site to understand the exact approval criteria.
Furniture Delivery & Setup Services in Jackson
Getting new furniture home, especially large items, can be a hassle. Rent-to-own offers a convenient solution, as many stores in Jackson provide delivery services. In some cases, setup of your new furniture may even be included.
Based on available information, stores like Rent-A-Center, Jackson may offer delivery services to customers in Jackson. This service might be included as part of your rent-to-own agreement.
Keep in mind that delivery ranges, potential fees (if not included in your agreement), and scheduling details can vary significantly between stores.
To ensure a smooth and convenient experience, we strongly advise you to confirm the specific delivery policy, service area, and any associated costs directly with the rent-to-own stores listed on this page.
Flexible Payment Plans for Furniture in Jackson
One of the biggest advantages of choosing rent-to-own furniture in Jackson is the flexible payment plans available. Unlike traditional financing, rent-to-own agreements offer a variety of payment schedules designed to fit your individual needs and budget.
You’ll typically find options for weekly, bi-weekly, semi-monthly, and monthly payments. This allows you to align your furniture payments with your pay schedule, making budgeting and staying on track much easier. Stores in Jackson, such as Rent-A-Center, Jackson, often provide a range of these payment schedules.
Before committing to a rent-to-own agreement, it’s important to understand the total cost of ownership. We encourage you to discuss all available payment options with the stores listed on FindMyRTO.com to find a plan that comfortably fits your budget and allows you to enjoy your new furniture without financial stress. Carefully consider the length of the agreement and the payment amount to ensure it aligns with your financial capabilities.
Furniture Repair & Warranty Services in Jackson
Many rent-to-own (RTO) agreements include service or repairs for the rented items throughout the duration of the agreement term. This offers peace of mind compared to purchasing furniture outright, where separate warranties might be needed.
Based on available information, stores like Rent-A-Center Jackson serving the Jackson area may include service or repairs as part of their standard agreement. However, the scope of covered repairs—for example, whether they cover manufacturing defects versus accidental damage—differs significantly between stores and individual agreements.
We strongly advise carefully reviewing the service and repair policy details provided by each store. You can often find this information on their listing page here on FindMyRTO.com or by contacting them directly.
Frequently Asked Questions About Rent-to-Own in Jackson
How does rent-to-own furniture work in Jackson?
In Jackson, rent-to-own (RTO) allows you to acquire furniture by making periodic payments (weekly or monthly) instead of paying the full retail price upfront. You select the furniture you want and enter into an agreement, which outlines the payment schedule and terms. After making all the required payments, you own the item; however, you also have the option to return the furniture at any time, stopping future payments.
Do I need good credit for rent-to-own furniture in Jackson?
While rent-to-own companies in Jackson may not rely solely on credit scores like traditional lenders, they typically require some form of verification. This often includes verifying your income, residency, and providing identification and references. Therefore, while having bad credit might not automatically disqualify you, you will still need to meet the store’s specific eligibility requirements to enter into a rent-to-own agreement.
Can I return rent-to-own furniture in Jackson?
Yes, a key feature of rent-to-own agreements in Jackson is the ability to return the furniture. By returning the item, you typically stop making further payments towards ownership. However, it’s important to carefully review your specific agreement for details regarding the condition the furniture must be in upon return and any potential fees or restrictions on when you can return it.
How much does rent-to-own furniture cost in Jackson?
The total cost of acquiring furniture through rent-to-own in Jackson will generally be higher than purchasing it outright at a retail store. This is because the payments cover not only the eventual ownership, but also the rental service, delivery, maintenance, and the flexibility to return the item. Before entering an agreement, carefully compare the total cost of ownership with the retail price to determine if it fits your budget.
Is rent-to-own furniture worth it in Jackson?
Whether rent-to-own is “worth it” depends on your individual circumstances in Jackson. Pros include accessibility without a large upfront payment or strong credit history, flexible payment options, included delivery and service, and the ability to return the furniture. Cons include a higher total cost compared to buying outright and the fact that you are paying for usage, not just ownership, during the rental period.